These days every employer is obliged to give his or her employee, life insurance or health insurance coverage but, the question arises is that coverage sufficient? Well, answer is no! the coverage that the organisation gives you is never sufficient and also once you get terminated or retired from that particular organisation your insurance plan will also get terminated, beyond that point you would require a coverage for yourself and your family hence, it is always important to take another personal insurance policy which is not given by your organisation.
