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Variable life insurance policy

Variable life insurance policies are life insurance plans which combine both investment and life insurance under a single plan, for example, Ulips. These plans can be of two types, one where the policyholder can participate in terms of returns and the other where the policyholder remains non-participant. In such plans, a certain amount of premium goes to buy life insurance and the rest is invested in bonds or equities. The death benefit and savings element can always be reviewed and altered as the policy Holder requires.

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